Transactional Funding
The Capital You Need to Close the Deal
You have already found the opportunity. We provide the temporary capital to get it across the finish line. Our Transactional Funding program helps protect your assignment fee while keeping your closing on schedule. Every transaction is personally reviewed by an experienced real estate investor who understands what is at stake when timing matters.
Built for Investors Who Need
Short-Term Capital
Transactional Funding is a short-term loan used to facilitate a back-to-back closing. It allows you to purchase a property before immediately reselling it to your end buyer, without using your own capital.
Wholesale Transactions
Complete a double closing while preserving your assignment fee and maintaining control of the transaction.
Back-to-Back Closings
Purchase and immediately resell a property without tying up your own capital.
Short-Term Capital Needs
Preserve your liquidity while accessing the temporary capital needed to complete your transaction.
When Timing Is Everything
Successful transactional funding requires more than temporary capital. It requires a lender who communicates clearly, coordinates efficiently, and understands what is at stake when every closing depends on precise execution.
Responsive Team
Our streamlined review process helps keep your closing on schedule when timing matters most.
Direct Communication
You work directly with the Monument City Capital team throughout, with clear communication from funding request through closing.
Dependable Execution
When multiple parties coordinate a closing, dependable funding and proactive communication help everything come together on time.
Experienced Investor
Every transaction is personally reviewed by an experienced real estate investor who understands both the financing and the realities of getting deals closed.
Trusted By Real Estate Investors
“Communication was excellent throughout the process, and everything moved quickly from start to finish. They made the experience smooth and efficient, which is hard to find in this industry. Highly recommend for anyone needing fast, dependable funding.”
“I have worked with Monument City Capital several times and each time has been an amazing experience. Shaun does not just act as a lender, but as a professional guide to each deal. He was able to close a deal for me faster than every other hard money lender.”
“Working with Shaun has hands down been the best experience working with any lender. He is always willing to give advice or another perspective considering his years of experience. I definitely recommend working with Shaun.”
From Application to Funded in 3 Steps
Apply online and work directly with the Monument City Capital team from your first conversation through closing.
Submit Your Transaction
Complete a short application and provide your purchase contract, title contact, and closing timeline.
Review & Approval
We review your transaction, collect required documentation, coordinate with the title company, and confirm the funding structure.
Close & Fund
Once title is clear, we fund the purchase so you can complete your back-to-back closing with confidence.
Estimate My Funding Fee
Answer a few questions about your transaction to view your estimated Transactional Funding fee. It takes about a minute.
Your Estimated Funding Fee
Your transaction appears to align with our standard Transactional Funding fee: a straightforward 1% transaction fee, with a $2,500 minimum. Transactional fees commonly range from 1% to 3%; when timing matters most, certainty at the closing table and dependable funding can be just as important as the fee itself.
This estimate is for informational purposes only and is not a commitment to lend. Shaun will personally review your transaction and confirm the final terms.
Confirm My FundingAll loans are subject to underwriting approval. Final loan terms are based on the specific transaction, collateral, and borrower profile.
Transactional Funding FAQs
Why use Transactional Funding instead of assigning my contract?
Do I need to use my own money?
Do you check my credit or debt-to-income ratio?
Do I need employment or income verification?
Can first-time investors use Transactional Funding?
How quickly can you close?
How long is the loan outstanding?
Ready to Close Your Next Transaction?
If you are coordinating a back-to-back closing, we would love the opportunity to earn your business. Tell us about your transaction.