Borrower Resources | Monument City Capital: Tools & Education for Investors

Learning Center

Tools & Education
For Real Estate Investors

Whether you are evaluating your next project, applying for financing, or managing a renovation already underway, these resources are designed to help you make informed decisions and keep your projects moving forward.

Fix and Flip Profit Calculator

Estimate your loan amount and potential gross profit before you make an offer. Adjust any number and the results update instantly.

Review My Deal With Shaun
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Loan Amount$0
Estimated Gross Profit$0

Assumptions: loan at 70% of ARV, 10% selling cost, 9% cost of money. A quick estimate based on common fix-and-flip assumptions. Actual results vary with financing, holding, construction, taxes, insurance, and market conditions. Do not rely on this estimate alone. For a comprehensive analysis, book a call with Shaun.

Personalized in Seconds

See Your Rate

Answer a few questions about your project, experience, and lending profile to view your estimated loan terms.

Enter your email and phone number to unlock your estimated rate. Shaun will personally follow up to answer questions and confirm the terms for your specific deal.

Your Estimated Loan Terms

12% | 3 points

Based on the information you provided, you would qualify for our standard Fix and Flip loan terms: a 6-month initial term with financing of up to 100% of the purchase price and rehab on qualifying projects, not to exceed 70% of the after-repair value (ARV).

How Does This Compare?

Competitive pricing is only part of the equation. Just as important is a responsive lending partner who closes on time, communicates clearly, and keeps your project moving.

This estimate is provided for informational purposes only and is not a commitment to lend. Shaun will personally review your project and confirm the final loan structure and terms.

Lock It In With Shaun

All loans are subject to underwriting approval. Final loan terms are based on the specific project, collateral, and borrower profile.

Practical Resources Worth Keeping

The guides and checklists we most often share with borrowers. More are on the way.

The Borrower's Guide to Hard Money

How private lenders evaluate deals, what borrowers can do to strengthen a loan request, and the steps that lead to a smoother approval.

COMING SOON

The 5 W's of Hard Money Lending

A quick introduction to how hard money works, who it is for, when it makes sense, and why investors use it to finance value-add projects.

COMING SOON

Scope of Work Template

Evaluate every opportunity with confidence using a template that helps identify risks, verify assumptions, and avoid costly surprises before closing.

Open the Template

Submit Draw Requests
From the Job Site

Every borrower receives complimentary access to Sitewire after closing, making it easy to submit draw requests, upload progress photos, and request inspections directly from the job site. We send your access details once your loan funds.

Sitewire, available on iOS Sitewire, available on Android

Our Lending Footprint

We primarily lend throughout Maryland and South-Central Pennsylvania, where local market knowledge supports better lending decisions. Select opportunities outside our core markets may also be considered.

Monument City Capital lending markets across Maryland and South-Central Pennsylvania, including Baltimore, Annapolis, Hagerstown, Frederick, and Ocean City in Maryland and Harrisburg, York, Lancaster, Chambersburg, and Gettysburg in Pennsylvania

Real Estate Investing Knowledge

Articles covering private lending, real estate investing, wealth building, market trends, construction, and lessons learned from years of lending and investing.

Monument City Capital Video Library

Short videos sharing practical insights from the job site, the office, and everywhere in between.

Monument City Capital video: why I built Monument City Capital
Monument City Capital video: turning one flip into three
Monument City Capital video: the 4 Cs of underwriting

Common Borrower Questions

How fast can you close?
As little as 24 hours from when your title work is complete. Most deals close within 24-48 hours of receiving the clear title.
What loans do you offer?
Fix and Flip, Rental/BRRRR, and transactional loans on residential investment property across Maryland and South-Central Pennsylvania. We are a direct lender, so no broker fees and no prepayment penalty.
How are draws handled?
Renovation funds are released in draws as your project hits agreed-upon milestones, so capital is there when you need it. Use the free Sitewire app after settlement to upload proof of progress and request your draw. Once approved, funds are typically disbursed within 24 hours.
Do you work with brokers?
Yes, and brokers are always protected at Monument City Capital. Visit our Brokers page to learn about the partnership.
What do I need to apply?
Complete a short online application with the property details. We will reach out within 24 hours to discuss your project, collect any additional documents, and finalize underwriting.

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Ready to Fund Your Next Project?

Put these tools to work, then bring us the deal. Apply online in minutes or talk it through directly with Shaun.