Loan Programs Built for Operators
Direct capital for residential investment property across Maryland and South-Central Pennsylvania. We are the lender, not a middleman, so you get one point of contact, 24-hour approvals, and closings within 24-48 hours.
Three Programs, Built for Operators
Whether you are flipping a property, building a rental portfolio, or closing a wholesale deal, we underwrite in-house and fund fast so your projects keep moving.
Fix & FlipFix and Flip
Acquisition and renovation capital for your next flip. Funds and draws move fast so your crews keep working and you close on the deal's timeline. Built for operators turning distressed residential property in markets we know block by block.
- Up to 100% of purchase and 100% of rehab
- Capped at 70% of after-repair value (ARV)
- No appraisal required, in-house underwriting
- Renovation draws funded within 24 hours
Rental / BRRRRRental Loans
Buy, rehab, rent, refinance. Bridge capital that lets you acquire and stabilize a property, then transition cleanly into long-term financing. Built for BRRRR and buy-and-hold operators growing a rental portfolio.
- Short-term bridge to acquire and stabilize
- Clean handoff to long-term refinance
- No appraisal required, in-house underwriting
- Direct lender, no broker fees, no prepayment penalty
TransactionalTransactional Funding
Fast funding built for double closings. Move quickly, protect your assignment fee, and close with confidence, backed by a lender who understands the wholesale timeline.
- Fast funding for back-to-back closings
- Protect your assignment fee
- Fast, in-house approval
- Direct lender, no broker fees
How Our Loans Are Structured
No teaser terms, no bait and switch. Here is exactly how our loans are built. Pricing is tailored to your deal, see your rate below.
See Your Rate
Every deal is priced on its own merits. Tell us a little about your project and your profile, and we will show you an estimated rate range, no sales pressure, no waiting on a callback to get a number.
Your Estimated Range
on a 6-month term, up to 100% of purchase and rehab at 70% ARV. This is an estimate, not a loan offer. Shaun will confirm your exact terms.
Lock It In With ShaunAll loans subject to underwriting approval. Rate ranges are illustrative and vary by deal, collateral, and borrower profile.
From Application to Funded in Four Steps
No committees, no run-around. You work directly with Shaun, start to finish. Here is how easy it is to get started.
Apply
Submit a short application online with the property and your plan. No fluff, no bureaucracy.
Get a Term Sheet
Speak directly with Shaun. Terms are issued fast, often the same day.
Close
We work around your timeline and close within 24-48 hours of clear title.
Fund & Build
Draws release quickly as your project progresses. When it is done, we are ready for the next one.
Run Your Next Deal in 30 Seconds.
Enter three numbers and see your estimated gross profit on a fix and flip, based on typical Monument City Capital math. Bring the deal that pencils out, and we will fund it.
Assumptions: loan at 70% of ARV, 10% selling cost, 9% cost of money. This is an estimated gross profit for informational purposes only, not a loan offer. For a full analysis, book a call with Shaun.
Ready to Fund Your Next Deal?
Apply online in minutes, or call to talk through a deal directly with Shaun. Loan approvals within 24 hours, closings within 24-48.
Apply for Funding Or call or text 443-775-3749