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Legal · Monument City Capital

Terms & Conditions

Effective Date: February 16, 2026

These Terms & Conditions (“Terms”) govern your access to and use of the website and services offered by Monument City Capital, LLC and Monument City Capital Income Fund, LLC (collectively, “Company,” “we,” “us,” or “our”). By using our website, submitting forms, booking a consultation, or otherwise engaging with us through the website, you agree to these Terms.

On this page
  1. 1) Use of Website
  2. 2) Eligibility (18+)
  3. 3) No Investment, Legal, or Tax Advice
  4. 4) Services & Communications
  5. 5) Accredited Investor Representations
  6. 6) Intellectual Property
  7. 7) Third-Party Links
  8. 8) Disclaimers
  9. 9) Limitation of Liability
  10. 10) Indemnification
  11. 11) SMS/Text Messaging Terms
  12. 12) Privacy Policy
  13. 13) Governing Law
  14. 14) Changes to These Terms
  15. 15) Contact Us

1) Use of Website

You agree to use our website for lawful purposes only and not to:

  • Violate any applicable laws or regulations
  • Attempt to gain unauthorized access to our systems
  • Interfere with or disrupt the website’s security or functionality
  • Upload or transmit malicious code

2) Eligibility (18+)

Age Restriction: By using this website or opting in to receive SMS/text messages from Monument City Capital, you represent that you are at least 18 years old. If you are not 18 or older, do not use this website and do not provide personal information to us.

3) No Investment, Legal, or Tax Advice

Information on this website is provided for general informational purposes only and does not constitute investment, legal, tax, or financial advice. Nothing on this website constitutes an offer to sell or a solicitation of an offer to buy any security. Any offering of securities by Monument City Capital or Monument City Capital Income Fund, LLC will be made only by means of confidential offering documents and only to qualified investors in accordance with applicable securities laws.

Past performance is not indicative of future results. All investments involve risk, including the possible loss of principal. For advice specific to your situation, consult qualified professionals.

4) Services, Consultations, and Communications

Submitting an inquiry or booking a consultation does not create a guaranteed investor or business relationship. Any formal engagement for services or investment will require a separate written agreement outlining scope, fees, terms, and applicable disclosures.

5) Accredited Investor Representations

Certain investment opportunities offered through Monument City Capital and Monument City Capital Income Fund, LLC are limited to accredited investors as defined under Rule 501 of Regulation D under the Securities Act of 1933. By indicating accredited investor status on our forms, you represent that the information you provide is true and accurate to the best of your knowledge. Verification of accredited investor status will be required prior to any investment.

6) Intellectual Property

All content on this website, including text, graphics, logos, and design elements, is owned by or licensed to Monument City Capital and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

7) Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, policies, or practices of third parties. Access them at your own risk.

8) Disclaimers

THE WEBSITE AND ITS CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.” We disclaim all warranties, express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the website will be uninterrupted, secure, or error-free.

9) Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MONUMENT CITY CAPITAL WILL NOT BE LIABLE for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising out of or related to your use of (or inability to use) the website or services.

10) Indemnification

You agree to indemnify and hold harmless Monument City Capital, Monument City Capital Income Fund, LLC, and their respective affiliates, officers, directors, employees, and agents from and against claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising from your use of the website, your violation of these Terms, or your violation of any rights of another.

11) SMS/Text Messaging Terms (Program Terms)

If you opt in to receive SMS/text messages from Monument City Capital, the following terms apply:

  • Program Description: Messages may include, for example: consultation scheduling, appointment reminders, service updates, requests for information, and information about our services.
  • Opt-In Consent: By providing your phone number and completing an opt-in process (for example, checking a consent box on a web form), you consent to receive text messages from Monument City Capital at the number provided. Consent is not a condition of purchase.
  • Message Frequency: Message frequency varies based on your interactions and the services you request.
  • Message & Data Rates: Message and data rates may apply. Check your mobile plan for details.
  • Opt-Out: You can opt out at any time by replying STOP to any message. After you opt out, you may receive a final message confirming your opt-out.
  • Help / Support: Reply HELP for help, or contact us at [email protected] or +1 443-775-3749.
  • Carriers: Mobile carriers are not liable for delayed or undelivered messages.
  • Privacy: Your SMS opt-in information will not be sold or shared with third parties or affiliates for marketing or messaging purposes. Please review our Privacy Policy for more details.

For full details of our SMS program, see our SMS Privacy Policy.

12) Privacy Policy

Your use of the website is also subject to our Privacy Policy.

13) Governing Law

These Terms are governed by the laws of the State of Maryland, without regard to conflict of law principles.

14) Changes to These Terms

We may update these Terms at any time. Your continued use of the website after changes indicates acceptance.

15) Contact Us

If you have questions about these Terms, contact us:

Monument City Capital
408 Crain Hwy S, Suite 9, Glen Burnie, MD 21061
Email: [email protected]
Phone: 443-775-3749
Monument City Capital

Relationship-driven private lending for real estate investors and passive income opportunities for accredited investors through first-lien real estate lending.

Income Fund offerings are available only to accredited investors pursuant to Rule 506(c) of Regulation D.

Call 443-775-3749

Loan Programs
Fix and Flip Loans Rental Loans / BRRRR Transactional Funding Lending Process Apply for Funding Borrower Resources
Accredited Investors
Invest with Us Recently Funded Investor Overview Investor Resources
Company
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Monument City Capital, LLC and Monument City Capital Income Fund, LLC. This is not an offer to sell or a solicitation of an offer to buy securities. Investments are available only to accredited investors as defined under SEC Regulation D 506(c). Past performance does not guarantee future results. Preferred returns of 10-11% are targeted and not guaranteed. All investments carry risk, including the possible loss of principal.

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